Investors are constantly seeking ways to enhance their investment allocation in order to reduce the systematic risks (i.e. market risks) where public securities leave them exposed. Why, then, do we mention Private Equity and Whole Life in the same article? Simple: because both Private Equity and Whole Life improve upon the features of their respective public market securities. The former enhances growth and potential, the latter upgrades shelter and safety.

Is this possible? A 7% return on a guaranteed fixed income strategy? Yes, and we have been assisting clients structure high fixed income payments with confidence that their principal will be returned.

I came across an interesting article today that I thought I would share. The article also makes a brief comment of the interplay between the financial media and the financial industry, which is a something that we all have to be cautious of. Click through to read on!

For many years, Canadians have had a very helpful investment strategy made available to them, but surprisingly few actually make use of it. Investing in Canadian Resource Properties, namely mining and oil and gas, has significant tax benefits. This strategy is a simple and straightforward investment in Canadian Resource Properties, and it is specifically mentioned in the Income Tax Act as a strategy available to investors. Although first and foremost an investment strategy, this is also a financial planning and tax management approach.

Should you borrow to make an RRSP contribution? What are you missing if you do not? Click through to see a simple approach to help you decide whether or not to make a “quick” RRSP loan.

A brief communication sent to our clients and community in October 2009 with regards to their portfolio allocation.

Although there is an extreme amount of bad news in the market, there is a ratio called the “Gold‐XAU” ratio. It is a ratio of the price of gold producers (i.e. gold companies) relative to the actual price of gold. This may be a good speculative indicator to watch.

We trust this post finds you well, and we wish you all the best for a prosperous New Year. Let’s hope that the year coming up holds a little more positive news for us as investors than the last two have. Currently, predictions range from a late year economic recovery to downright horrible news. So, we will have to move forward with some prudent assumptions and see where the year takes us.